Free Checklist · Vxtra Health

Before you sign your renewal, check for these 7 red flags.

Renewal letters arrive as little as 60 days before your deadline, which is barely enough time to read them, let alone shop. This checklist takes 10 minutes and tells you whether your plan deserves your signature or your questions.

Why this matters now: federal law gives you the right to see your own health plan data, and it holds you, the plan sponsor, to the same duty of care you carry on your 401(k). The red flags below are the places that duty gets tested. Check each one against your own renewal.

Vxtra Health · Educational material, not legal or tax advice. Talk to your counsel about your plan’s specific duties. · Draft for internal review. The fix before publish: confirm the renewal-timing and disclosure claims with counsel.